Q: Are my investments guaranteed?
A: There are many different types of investments, each serving a different purpose within your portfolio. Some, such as Term Deposits, GICs and Guaranteed Investment Funds have a guarantee of principal. Others, which are more growth oriented may fluctuate in value. The key is to have the right mix of assets to ensure all of your objectives can be met.
Q: How does Pellegrini Financial get paid?
A: Our compensation for investment planning is provided by the financial institutions with which we place your money. They attempt to amortize this cost within their stated management fees over a period of time.
Q: Are my investments locked in?
A: Any term related product is generally locked in such as Term Deposits and GICs. Most investment fund products are liquid at any time, they may however be subject to a redemption fee if the fund company has not yet fully amortized the amounts paid to your advisor. Q: What are your qualifications?
A: This is an important question. Our team of professionals include people who hold at least one of the following designations: Certified Financial Planner (CFP) ,Chartered Financial Analyst (CFA), Certified Professional Consultant on Aging (CPCA), Chartered Financial Consultant (CH.F.C.), Chartered Life Underwriter (CLU), Elder Planning Counselor (EPC).
Q: Are references available?
A: Absolutely! We would be pleased to provide you with the names of people you can call and ask how they feel about the services provided by Pellegrini Financial.